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fme_894112 - INSURANCES Médaille, Association des voyageurs de commerce de la Seine-Inférieure

INSURANCES Médaille, Association des voyageurs de commerce de la Seine-Inférieure AU
65.00 €(Approx. 70.85$ | 54.60£)
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Type : Médaille, Association des voyageurs de commerce de la Seine-Inférieure
Date: 1898
Mint name / Town : 76 - Rouen
Metal : silver
Diameter : 46 mm
Orientation dies : 12 h.
Weight : 24,45 g.
Edge : lisse
Puncheon : Tête de sanglier et losange
Coments on the condition:
Patine grise hétérogène, présentant les traces d’un ancien nettoyage et un aspect irisé. Présence de quelques rayures et rayures, notamment sur les bords de la tranche
Catalogue references :

Obverse


Obverse legend : SOCIETE DE SECOURS MUTUELS / HOMMAGE / A // M. / H. MENARD / 1898.
Obverse description : Poignée de mains (FOI).

Reverse


Reverse legend : ASSOCIATION / DES VOYAGEURS / DE COMMERCE / DE LA / SEINE-INFERIEURE / ROUEN.
Reverse description : Légende en 6 lignes dans une couronne de laurier.

Commentary


Diamètre sans bélière : 40,5 mm.
Médaille décernée à M. L. Papillon.
Poinçons sur la bélière.

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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