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E-auction 527-445834 - fme_838006 - INSURANCES Médaille, La Vendée

INSURANCES Médaille, La Vendée AU
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NO BUYER'S FEE.
Estimate : 40 €
Price : 25 €
Maximum bid : 30 €
End of the sale : 22 May 2023 18:53:00
bidders : 4 bidders
Type : Médaille, La Vendée
Date: 1847
Mint name / Town : 33 - Bordeaux
Metal : copper
Diameter : 34,5 mm
Orientation dies : 12 h.
Engraver Lesache
Weight : 18,97 g.
Edge : lisse + main CUIVRE
Puncheon : main indicatrice (1845-1860) et CUIVRE
Coments on the condition:
Patine marron hétérogène, avec de l’usure sur les reliefs. Présence de quelques coups et rayures, notamment sur la tranche
Catalogue references :

Obverse


Obverse legend : L'AQUITAINE SOCIETE ANONYME D'ASSURANCE MARITIMES - BORDEAUX.
Obverse description : Armoiries tourelées sur deux ancres.

Reverse


Reverse legend : À L’EXERGUE : 1847.
Reverse description : Navire trois-mâts à droite. Signé : LESACHE F..

Commentary


Refrappe moderne pour collectionneurs (N°823).

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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