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Live auction - fme_911153 - INSURANCES Médaille, Secours mutuels, Chemins de fer français

INSURANCES Médaille, Secours mutuels, Chemins de fer français AU
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All winning bids are subject to a 18% buyer’s fee.
Estimate : 20 €
Price : 10 €
Maximum bid : 10 €
End of the sale : 25 June 2024 14:42:02
bidders : 1 bidder
Type : Médaille, Secours mutuels, Chemins de fer français
Date: 1939
Metal : bronze
Diameter : 101 mm
Orientation dies : 12 h.
Weight : 21,19 g.
Edge : lisse
Puncheon : sans poinçon
Coments on the condition:
Patine hétérogène avec quelques taches d’oxydation et marques d’usure
Catalogue references :

Obverse


Obverse legend : ANÉPIGRAPHE.
Obverse description : Allégorie féminine abritant de sa main, un vieillard à gauche et un jeune garçon à droite, entourés d’une couronne de laurier et feuilles de lierre.

Reverse


Reverse legend : BURGER / FONDATEUR // 1880 // ASSOCIATION FRATERNELLE // DES / EMPLOYES / ET / OUVRIERS / DES / CHEMINS DE FER FRANCAIS / - / A. DELPEUCH / 1939.
Reverse description : Légende en 9 lignes, couronne de lierre et laurier à l’exergue.

Commentary


Exemplaire décerné à A. Delpeuch.
Diamètre sans bélière : 32 mm
Ruban rouge à liseré vert.

Historical background


INSURANCES

Under the Old Regime, insurance was above all maritime. It is a contract by which an individual undertakes to repair the losses linked to a shipwreck, for a certain sum which is paid to him in advance.. Thus, for example, we see that in the 18th century, in Bordeaux, maritime insurance was concentrated in the hands of a few large shipowners such as François Bonnaffé. An order of 1681 leaves the greatest freedom in the relationship between insurers and insured, hence the multiplication of players on the market. Still in Bordeaux, we then see the intervention of Parisian, Dutch and English companies. . . Non-maritime insurance became popular late (middle of the 18th century). They most often offer a guarantee against fire. Example: the general insurance company obtained the privilege of Louis XV in 1753 for the guarantee of maritime trade and to insure houses against fire. In the 19th century, we witness the emergence of countless companies, often specialized in very specific sectors, which will allow the development of the economy by pooling risks.. They are complemented by mutual associations and mutual aid.

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